Turnrow

Lending in Texas (TX) · statewide

Agricultural land loans in Texas

Turnrow finances non-owner-occupied agricultural real estate across TexasHill Country vineyards, High Plains cotton, cattle ranches and pecan bottoms. Loans up to $1.5M at up to 70% LTV, with no tax returns and no financials.

How it works in Texas

Whether the collateral is Hill Country vineyards or any other working ground, underwriting is the same everywhere we lend: appraised value, water, access and agricultural use. A 680+ credit score qualifies the borrower; the land carries the rest.

We close to individuals, LLCs, trusts and partnerships, on purchases, refinances, cash-out and bridge timelines. Because the loan is business-purpose and asset-based, Texas files move from application to term sheet in 24–48 hours.

Programs available in Texas

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